Documents You Will Need

Papers

We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application.  Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan. 

The following documents may be requested to obtain new mortgage loan:

Also, the following documentation is also generally required.

For a refinance:

  • Your most recent copy of tax bill(s) for every property you own
  • Insurance Dec page for all properties owned. (We can provide Insurance provider)

For a Purchase:

  • A signed purchase contract
  • Realtor contact information
  • Condo Association contact information. (Your Realtor will provide)
  • A copy of Tax Bill(s) for every property you own
  • Insurance Dec page for all properties owned. (We can provide Insurance provider)

For a VA Loan:

  • DD Form 214 (Long Form)

  • COE (Certificate of Eligibility)

If you are divorced:

  • A fully executed divorce decree

If you are self employed, employed in sales, paid by commission,or own rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.