All of Americas Top Lenders Under One Roof

When the market changes, so does America’s lowest rate lender. From start to finish we’ll help you get the best loan possible.

I Want To Purchase I Want to Refinance

The #1 Preferred Broker In America

Your experience is our priority.

I Want To Purchase I Want to Refinance

Local Know How World Class Service

Experience matters. Everyone’s circumstances are different. We have a loan for it.

I Want To Purchase I Want to Refinance

The Lowest Rates, Every Day

No matter how the market changes, we have access to the lowest rates daily.

I Want To Purchase I Want to Refinance

Home Buying Options at your Fingertips

Navigate through buying a home with the click of a few buttons. We make it safe and easy.

I Want To Purchase I Want to Refinance
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Mortgage Experience Tailored to You

Save On Your Mortgage. All The Time. As mortgage brokers, we look at every rate from the top lenders like Loan Depot, Rocket Mortgage, UWM, and many more, every day so we can help you save time and money.

  • Unlike Banks and Direct Lenders, we’re not incentivized by charging higher rates or fees. All of the savings are passed on to you, the consumer.
  • Your experience is our priority, so we make sure to provide local know-how world class service at all times.
  • We understand that every person has a different scenario. That’s why we match you with the right product at the best rate.

More than 50% of mortgages originated today are through mortgage brokers. It’s a customized experience.

Increase Your Mortgage IQ With These Resources

Mortgage Calculator

Estimate your monthly payment, including taxes and insurance.

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Refinance Calculator

Estimate options like taking cash out or lowering your rate.

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Home Affordability

See how much home you can afford.

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Tax Benefits

See the tax benefits of buying a home.

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Experience Matters™

How to Avoid 3 Common Mortgage Scams

How to Avoid 3 Common Mortgage Scams
May 24, 2022 P.R.Mortgage

To avoid falling into a mortgage scam, here are some of the most common ones to look out for

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What is a Drive-By Appraisal?

What is a Drive-By Appraisal?
May 17, 2022 P.R.Mortgage

Drive-by appraisals may be more convenient for homeowners and could cost less as well.

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Home Equity Vs. Cash-Out Refinance Loans

Home Equity Vs. Cash-Out Refinance Loans
May 10, 2022 P.R.Mortgage

Home Equity and Cash-Out Refinance Loans can help you tap the equity in your home.

Continue Reading

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Stay In The Know Every Step Of The Way

We’re Transparent With Our Process So You Understand What’s Happening All The Time. With Just A Few Questions, You Can See What You’ll Be Approved For Right Now Under No Commitments.

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Stepping Up To House The Brave

Prime Rate Mortgage offers many opportunities in order to help house those that have proudly served our country.

Speak To A VA Specialist

98.2% Pre-Approved To Close Ratio – A pre-approval letter from us means something

All of America’s top lenders under 1 roof - We have nearly every mortgage loan product available on the market

Live up-to-date market rates 24/7

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Great Lender, we purchased our new home with Mr. Zamarripa he guided us thru the entire process and made it much easier, if you are looking to purchase a new home or looking to refinance this is the go to lender.

zuser20140228134632068

Very nice and professional person he was very patient with me I would defintley come back for house purchase or refinance ...when I was unsure about something he made it easy for me to understand. when I call he answer right away and also when I text he answer right away.

qlackey2002

Salvatore was 100% professional. He walked this first time home buyer through the process seamlessly and that was much appreciated. Any questions I had, he was able to explain and was very patient. He also communicated either via email, text or a call in a matter of minutes!! Thanks again for everything Sal!!

cappy365

Mr. Zamarripa (Salvatore). Was very knowledgeable when it came to purchasing my first home. He was beyond helpful from start to finish. Was detailed oriented when it came to the pre-approval process answered all my questions, was responsive from numerous phone calls and emails. He follow through each time my loan needed documents and additional information, I would definetly recommend him to my friends and family as an experienced, caring Real Estate Agent. He advised accordingly and was not just looking to make a sale.

letcab32

Being a first time home buyer I questioned everything and EVERYONE making sure I did my best to be informed about decisions me and my wife made, Salvatore really was as honest and informative as a nervous first time buyer would hope. I always received call backs and never felt uncomfortable asking "stupid" questions, in the end he saved me money and I was able to come to the table with minimal money and a fair rate, I couldn't be happier!

imaginamevolar

If I had to describe my experience with working with Salvatore in one word it would be, AMAZING! He is very reliable and knowledgeable . Salvatore made me feel extremely comfortable through the whole home buying process. He takes pride in his work and cares about his clients. I will continue to recommend Salvatore for years to come.

mersaydeez24

Generally efficient, easy process for documentation, flexible, reasonable and good rates and loan options.

Jeanette L Bordelon

Delivered what was promised from Day 1 and provided rapid responses to questions or status inquiries

Stephen Wallace

You Have A Question, We Have an Answer.

Years Of Experience Means Valuable Information On All-Things Mortgaging. Always Get The Right Answers At Your Fingertips.

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