Down Payment Assistance
The lender will give you your full down payment!
-It's this simple
The minimum credit score is 620 and for manufactured homes it is 640.
At least a 2 year work history is required, this is standard for any loan program. The 2 years do not have to be with the same company it is okay if you switched jobs as long as you have 2 years of employment.
Benefits of Down Payment Assistance
Get Pre-Approved Now
What are you waiting for? Take the first step towards home ownership with a Prime Rate Mortgage pre-approval.
Here are the property options you can buy with this loan
Use our tools to see what homeownership could look like for you.
Ready To Get Started?
Let Prime Rate Mortgage help you reach your home goals.
Not necessarily, you can use seller credit and or get up to 5% of the sales price loan assistance to pay for most or all of your closing fees.
Yes! This loan program will not only allow you to use up to 5% of the sales price to pay for your closing fees but will also let you use a family gift.
This program will allow for AUS to determine your DTI ratios. Max DTI for AUS is 56%!
No! We can close you as fast as in 14 days !
These materials are not from HUD, VA, or FHA and were not approved by HUD or any other government agency.